Sovcombank in numbers

For the nine months ended 30 September 2019

21,9 BN
Profit for the period
IFRS Profit net of tax
(9m18 - ₽15.6 BN)
17,4 BN
Sustainable profit
Profit for the period adjusted to exclude certain gains and losses
(9m18 - ₽14.1 BN)
18.6%
Sustainable ROE
Sustainable profit / Average balance of total equity (opening, middle and closing)
(9m18 – 18.6%)

As at 30 September 2019

133 BN
Equity
IFRS Equity including minority interest
(31.12.18 – ₽114 BN)
9.1%
N1.1
CAR ratio according to RAS
(9m18 – 8.8%)
15.5%
Tier 1 CAR
Tier 1 capital / Risk weighted assets (Basel I / III)
(9m18 – 12.2%)

Highlights

  • For 9m2019 Sovcombank attracted 1.4 mln new retail clients
  • Profit for 9m2019 grew by 41% vs 9m2018, sustainable profit grew by 23%
  • Number of «Halva» cards issued from the launch of the project reached 3.8 million by the end of September 2019, retail network includes 169 thousand shops-partners
  • Secured lending (car loans and mortgage) contributed 2/3 of retail loan portfolio
  • Sovcombank raised USD 200 mln syndicated loan
  • The Bank placed its debut subordinated Eurobonds USD 300 mln issue with 8% coupon
  • Credit ratings were upgraded by 4 credit rating agencies, Expert RA changed the outlook to «Positive»

Credit ratings

Latest financial statements

Assets
Equity
Asset Quality
Capital Adequacy
Coverage
Profitability

Cash and cash equivalents

156 billion ₽

Financial instrument FVTPL

226 billion ₽

Loans to customers

553 billion ₽

Total Assets

1003 billion ₽

Calendar 2020

  • 2020
  • 2019
  • 2018

January

January 16-17, 2020

Moscow Exchange Forum JPM

England, London

February

February 13, 2020

V round table «The debt market of the Republic of Belarus»

Organizer: Cbonds

Belarus, Minsk

February 5, 2020

VI Russian Mortgage Congress

Organizer: Cbonds

Russia, Moscow

March

March 12, 2020

IV round table «The debt market of the Republic of Kazakhstan»

Organizer: Cbonds

Kazakhstan, Almaty

March 3, 2020

Bonds, Loans & Derivatives Russia & CIS

Organizer: GFC Media Group

Russia, Moscow, Ritz Carlton

April

April 30,2020

IFRS financials 2019

Organizer: Sovcombank

Russia, Moscow

May

May 14, 2020

Conference-call: Financial results PJSC Sovcambank 2019 IFRS

Organizer: Sovcombank

Russia, Moscow

June

June 10-11, 2020

XVII CIS and Baltic States Bond Congress

Organizer: Cbonds

Latvia, Riga

June 3-6, 2020

SPIEF 2020

Organizer: Roscongress

Russia, St.Petersburg

July

Nothing this month

August

Nothing this month

September

September 17, 2020

IX conference «Mortgage-backed securities and securitization in Russia»

Organizer: Cbonds

Russia, Moscow

September 10, 2020

III International Conference «Capital market of the Republic of Uzbekistan»

Organizer: Cbonds

Uzbekistan, Tashkent

October

October 8, 2020

XI conference «Syndicated Lending in Russia and CIS»

Organizer: Cbonds

Russia, Moscow

November

November 12, 2020

VI Round Table «Financial markets` instruments for corporate treasury»

Organizer: Cbonds

Russia, Moscow

December

December 10-11, 2020

XVIII Russian Bond Congress

Organizer: Cbonds

Russia, St.Petersburg